Credit Report India
A credit score is also known as CIBIL Score/ Credit Report, is a 3-digit numerical number that represents how well you have managed credit. It is primarily used to measure your ability to borrow – calculated basis your past behavior with credit.
In other words, your credit report indicates to lenders whether you are a capable borrower or a risky borrower, and the likelihood of you repaying a new loan responsibly. Whenever you apply for any kind of loan or a credit card, the lender’s bank or non-banking financial company (NBFCs) takes an in-depth look at your credit score and credit history that is maintained in your credit report.
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